What Is Excellent Credit Score Range

As you can see different credit scoring models may have different ranges and scoring criteria.

What is excellent credit score range.

When your credit score climbs the scale into a higher category you can expect better treatment from lenders like credit card companies and banks. A lendingtree analysis of people with credit scores of at least 801 found that those with excellent. What is a fair credit score range. For a score with a range between 300 850 a credit score of 700 or above is generally considered good.

An excellent credit score is anything above 800 according to fair isaac corp s fico model. The best credit score and the highest credit score possible is 850 for both the fico and vantagescore models. Bankcard and auto scores can range from 250 to 900. An excellent credit score range is usually considered to be a score from 740 to 799 for most lenders and reporting agencies.

A perfect credit score of 850 is hard to get but an excellent credit score is more achievable. For fico scores a good credit score is 670 to 739 with a higher score being very good or excellent. The more familiar score range of 300 850 was adopted beginning with vantagescore 3 0 in 2013. What is an excellent credit score.

A fair credit score range is a score that falls within 580 and 669. Your credit score can fall anywhere in the 300 850 range and while less than 1 of consumers have perfect credit snagging an excellent score is more attainable. A credit score can range from 300 to 850 depending on the scoring model such as a mortgage score. A vantagescore 3 0 score of 661 could put you in the good range for example while a 661 fico score may be considered fair.

Earlier versions of vantagescore used a range of 501 990. According to experian one of the three major credit bureaus a vantagescore between 750 and 850 is excellent and a good score is between 700 and 749. A score of 800 or above on the same range is considered to be excellent. That means the same credit score could represent something different depending on which credit model a lender uses.

What can a good credit score range do for you. If you want to get the best credit cards mortgages and competitive loan rates which can save you. For vantagescore 3 0 scores a good score is from 700 to 749 with a score from 750 to 850 being excellent.