What Is Garage Keepers Insurance Coverage

Garage keepers insurance is a separate policy that covers the property damage to a client s car while it is in the care of the policyholder.

What is garage keepers insurance coverage.

Garage liability is not garage keeper coverage. Policies relating to injuries. Garagekeepers liability coverage. Garage keepers insurance also called storage location insurance in certain us states essentially provides protection or insurance against any damage to a vehicle by theft vandalism collision or fire.

The difference between garagekeepers and garage liability insurance. Garagekeepers legal liability coverage is an optional coverage designed for business owners who offer towing services or operate service stations. It s a form of bailee liability whose purpose is to protect your client s car van truck or motorcycle while you have it in your garage for parking storing or performing. Garagekeepers coverage is an optional line offering protection to the garage business for loss to a customer s auto left in the insured s care custody or control.

Covers bodily injury and property damage related to an accident arising from garage operations including ownership maintenance or use of the. Garagekeepers liability insurance covers sums you must legally pay as damages for loss to a customer s auto or its equipment left in your care while you are attending servicing repairing parking or storing it in your garage operations this term means the use of locations for the purpose of a business of selling servicing repairing parking or storing. A basic garage liability insurance policy is designed to cover bodily injury or property damage caused by an accident during garage business operations garage liability coverage is typically purchased by automobile dealerships and repair shops among other businesses. Garagekeepers legal liability insurance provides protection in case a vehicle is damaged by fire theft vandalism or collision.

Garage keeper s coverage is mainly applicable to service stations car dealerships repair shops and tow truck drivers. Garage liability serves as a hybrid policy commercial general liability with a bit of commercial auto coverage that s specific to garage operations and auto dealers. As such this policy. Garagekeepers coverage coverage provided under a garage policy for auto and trailer dealers particularly those dealers that maintain a service department or body shop for liability exposures with respect to damage to a customer s auto or auto equipment that has been left in the dealer s care for service or repair for example.